Boost your cash flow with streamlined invoice financing

Trade finance for sellers and buyers - up to $10M (USD) within 48 hours

1

Sign up on stennfactoring.com and tell us about your company

2

Provide information about your counterparty and your deal

3

Submit invoices and transport documents for financing

4

Get funded in 48 hours after the approval and signing 2 documents

Frequently Asked Questions

How it works: Get financed in 48h, all online

If you have any invoices waiting to be paid by your buyer you can convert them into cash even before the due date. Just upload your invoices and transport documents on the platform, get the approval, sign 2 documents and get the money in your bank account within 48 hours.

It’s called invoice financing, or factoring, or account receivable finance - there are many names for a simple financial service.

A turnover boost – no need to wait for deferred payments.
Instant coverage of urgent business needs – taxes, debts, salaries.
Funding when the bank can't support you (or you're over the limits).
Quickly finance the supply of raw materials for the next production cycle.
Suitable when you have a new buyer and need payment insurance.
No financials or collateral needed.

Almost any company

More About Applicants

Explained by:

Celine Hartmanshenn

Chief Credit Officer

Stenn finances invoices that are later paid by the buyer, so we need establish the buyer’s credit worthiness to set a funding limit.
The supplier can increase that funding limit by providing us with more information about its buyer.

A Supplier company must be a legal entity that’s been in operation for at least 12 months.

It must sell consumer or professional goods (apparel, electronics, automotive parts, etc.) or provide a service such as software development or consulting.

The Supplier’s Buyer must be based in a different country. Stenn only finances international trade.

The Supplier’s Buyer cannot be: in arrears, insolvent, in court, or a company affiliated to the Supplier.

Six benefits of Stenn financing

You as an importer...
Buy goods now and pay later.
Get better prices for better trading terms.
Enjoy longer payment terms, up to 120 days.
Onboard new suppliers on your own terms.
Your supplier...
Receives 100% invoice payment*
Gets credit protection.

*in two tranches and less any fees

Fees starting from 0.7% per invoice

Sum of invoice:
$50000
Payment terms:
30 days
*NB. Stenn’s fees depend on the amount of finance requested, payment terms, etc.
The figures in this calculator based on 7.9% per annum plus the 3-Month Term SOFR rate are for illustrative purposes and do not constitute an offer.Actual funding limits will be set only after invoices are submitted and due diligence carried out.
We finance:
$ 49288.62 *

Cost per invoice:

1.42% ($711.38)*

Why companies trust Stenn

We’ve funded

companies

to a current total of:

$20 Billion
and are getting started

We're backed by

financial giants like:

HSBC
Citi
and many others
Based in London, we are one of the fastest-growing FinTech companies in Europe.